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On top of that, customers for this sort of strategy can have severe lawful or criminal histories. It is necessary to keep in mind that various service providers provide a variety of concern ages on their ensured issue policies as low as age 40 or as high as age 80 - final expense medical conditions. Some will also provide greater face worths, approximately $40,000, and others will certainly permit far better survivor benefit problems by boosting the rate of interest with the return of costs or reducing the variety of years till a complete survivor benefit is offered