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Additionally, clients for this type of strategy can have extreme lawful or criminal backgrounds. It is very important to note that different providers provide a series of concern ages on their guaranteed issue policies as low as age 40 or as high as age 80 - all life funeral. Some will certainly additionally supply higher stated value, up to $40,000, and others will certainly permit better death advantage problems by improving the rate of interest with the return of premium or decreasing the number of years up until a complete death advantage is readily available